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Manage Your Assets
(McNeely Content/Financial Strategies)
... Credit, Lending and Cash Management, brokered certificates of deposit, money market funds] ...
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Budgeting
(McNeely Content/Blog)
What is budgeting? Budgeting is a process for tracking, planning, and controlling the inflow and outflow of income. It is a process that we all begin soon after we get our first spending money. Relying ...
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Establishing a Financial Safety Net
(McNeely Content/Blog)
... you can borrow from?) A final note: Your credit line can be a secondary source of funds in a time of crisis. Borrowed money, however, has to be paid back (often at high interest rates). As a result, you ...
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Establishing a Budget
(McNeely Content/Blog)
Do you ever wonder where your money goes each month? Does it seem like you're never able to get ahead? If so, you may want to establish a budget to help you keep track of how you spend your money and help ...
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Trust Basics
(McNeely Content/Blog)
... the basics isn't hard. What is a trust? A trust is a legal entity that holds assets for the benefit of another. Basically, it's like a container that holds money or property for somebody else. You can ...
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Annuity Distributions
(McNeely Content/Blog)
... are not FDIC insured. When the money starts rolling in Annuity payouts may begin immediately or may begin many years after you purchase an annuity. This is the difference between deferred and immediate ...
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Are you planning to retire? Or will you be surprised?
(McNeely Content/general)
... Watch the 'What is Retirement Planning?' Video. If any of this sounds familiar, I can help. The process of making money (and making it grow) has always fascinated me, and that’s why I’ve spent the past ...
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Gift and Estate Tax
(McNeely Content/Blog)
If you give away money or property during your life, those transfers may be subject to federal gift tax and perhaps state gift tax. The money and property you own when you die (i.e., your estate) may also ...
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Immediate vs. Deferred Annuities
(McNeely Content/Blog)
... of lawsuits. In these cases, the parties agree to pay a sum of money not as a lump sum but as a series of payments, often for the life of an injured party. A monthly amount to be paid is agreed to by the ...
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Funding a Business
(McNeely Content/Blog)
... money to a business in exchange for an ownership interest. The obvious advantage of utilizing angel investors is that you don't have to repay a loan. However, you may have to give up a significant amount ...
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Evaluating a Job Offer
(McNeely Content/Blog)
... may be looking to make more money or seeking greater career opportunities. Or, you may be forced to look for new employment if your company restructures. Whatever the reason, you'll eventually be faced ...
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Fixed Annuity Contracts
(McNeely Content/Blog)
... a qualified plan or IRA), but the interest on the contributions accumulates tax deferred until the time when the money is paid out. At payout time, the portion of the annuity payment attributable to the ...
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Social Security Disability Benefits
(McNeely Content/Blog)
... of your basic benefit. This is in addition to your benefit--your check doesn't get reduced. The amount of money that you'll receive depends on your Social Security earnings record The amount of your ...
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The Roth 401(k)
(McNeely Content/Blog)
... sure you contribute as much as necessary to get the maximum matching contribution from your employer. This is essentially free money that can help you reach your retirement goals that much sooner. What ...
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Wills: The Cornerstone of Your Estate Plan
(McNeely Content/Blog)
If you care about what happens to your money, home, and other property after you die, you need to do some estate planning. There are many tools you can use to achieve your estate planning goals, but a ...
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Sticker Shock: Creative Ways to Lower the Cost of College
(McNeely Content/Blog)
... may offer a discount if you pay the entire semester's bill up front, or if you allow the money to be directly debited from your bank account. The college may also allow you to spread your payments over ...
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Advantages and Disadvantages of Self-Employment
(McNeely Content/Blog)
... any rate, if you work at home, you'll greatly reduce your daily commuting time and expense. If all goes well and you're making money, chances are you can make more than you did working for someone else. ...
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401(k) Plans
(McNeely Content/Blog)
... matching contribution from your employer. This is essentially free money that can help you reach your retirement goals that much sooner. What happens when I terminate employment? When you terminate ...
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ABCs of Auto Insurance
(McNeely Content/Blog)
... that you agree to pay a certain amount of money (the premium) and that the insurer agrees to provide a certain dollar amount of protection (coverage limits) for a specified amount of time. Read this policy ...
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Do You Need a Financial Planner?
(McNeely Content/Blog)
No matter how much money you make, it pays to keep on top of money coming in and going out. Even if you do a good job of that, there are important times in your life when talking with a professional ...
