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Retirement Plans for Businesses
(McNeely Content/Dental Professionals)
Tags: [retirement plans, choosing a retirement plan, helping employees, sep, simple, 401k, simple ira] ...
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Budgeting
(McNeely Content/Blog)
... having a plan in place will help as you work toward your future goals. Create a spending plan that fits your resources and objectives Once you know where you stand financially and the goals you hope ...
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Establishing a Financial Safety Net
(McNeely Content/Blog)
... this is by setting up a cash reserve, a pool of readily available funds that can help you meet emergency or highly urgent short-term needs. How much is enough? Most financial professionals suggest that ...
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Establishing a Budget
(McNeely Content/Blog)
Do you ever wonder where your money goes each month? Does it seem like you're never able to get ahead? If so, you may want to establish a budget to help you keep track of how you spend your money and help ...
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Trust Basics
(McNeely Content/Blog)
Whether you're seeking to manage your own assets, control how your assets are distributed after your death, or plan for incapacity, trusts can help you accomplish your estate planning goals. Their power ...
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Are you planning to retire? Or will you be surprised?
(McNeely Content/general)
... If you’re ready to stop procrastinating and start building a plan for your future, I’d like to help. My name is Timothy J. McNeely CFP® CIMA®. I specialize in helping Baby Boomers reach retirement successfully ...
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Health Insurance in Retirement
(McNeely Content/Blog)
... Part A, commonly referred to as the hospital insurance portion of Medicare, can help pay for your home health care, hospice care, and inpatient hospital care. Part B helps cover other medical care such ...
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Evaluating a Job Offer
(McNeely Content/Blog)
... be getting a good salary and great benefits, but you may still be unhappy if the work environment doesn't suit you. Try to meet the individuals you will be closely working with. It may also be helpful ...
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The Roth 401(k)
(McNeely Content/Blog)
... Your investment horizon and projected investment results are also important factors. A financial professional can help you determine which course is best for you. Whichever you choose--Roth or pretax--make ...
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Wills: The Cornerstone of Your Estate Plan
(McNeely Content/Blog)
... in many states, your will is the only legal way you can name a guardian for them. Although a will doesn't have to be drafted by an attorney to be valid, seeking an attorney's help can ensure that your ...
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Working with a Financial Advisor
(McNeely Content/Blog)
... in a specific area. But if you would like a comprehensive financial plan to help you secure your future, you may benefit from the expertise of a financial advisor. Services a financial advisor may provide ...
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Sticker Shock: Creative Ways to Lower the Cost of College
(McNeely Content/Blog)
... Cooperative (co-op) education is a type of education where semesters of course work alternate with semesters of paid work at internships that your child helps select. Although a co-op degree usually takes ...
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Asset Allocation
(McNeely Content/Blog)
... in a declining market. Asset allocation is a method used to help manage risk. Generally, the higher the expected return on an investment, the higher the risk involved in trying for that return. The longer ...
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401(k) Plans
(McNeely Content/Blog)
... also important factors. A financial professional can help you determine which course is best for you. Whichever you decide--Roth or pretax--make sure you contribute as much as necessary to get the maximum ...
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Is It Time to Harvest Tax Benefits from Investment Losses?
(McNeely Content/Blog)
... investing decisions, taking them into account before December 31 could help your overall situation. Harvesting losses involves selling losing positions to avoid being taxed on some or all of any capital ...
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Health Care Reform
(McNeely Content/Blog)
... health coverage available to all Americans. To help provide coverage to individuals and families who can't afford it, most of the proposals provide assistance in various forms, including new tax credits, ...
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Do You Need a Financial Planner?
(McNeely Content/Blog)
... educating a child) you'll want to work with a generalist -- a financial planner. A lot of professionals specialize in areas such as taxes or stocks, but a financial planner helps you understand the "big ...
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Recharacterizing IRA Contributions and Roth Conversions
(McNeely Content/Blog)
... from one IRA to another type of IRA is designed to help taxpayers who change their minds or are ineligible for one type of IRA and want to switch to another. Generally, you may recharacterize (correct) ...
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Educating Your Kids Can Be A Real Education
(McNeely Content/Blog)
... Kid Pay for It. Well, it will help them learn self-reliance, but what lawful part-time job pays enough to offset the $10,000 to $20,000 it now costs to go to school? 3. Get a Scholarship. This plan ...
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More Month Than Money
(McNeely Content/Blog)
... let's all resolve to save more. Saving just $25 per month, invested at 5% yields over $20,800 in 30 years. Anybody born after 1973 has at least 30 years before they turn 65. How do we help ourselves to ...
